Help find the right home
Help with negotiations
Help with the paperwork
Help find the right lender to meet your needs
Location -- nearby dining and shopping, medical facilities, privacy, schools
Condition -- Perfect home wrong carpet? Consider some home improvments...
Price -- knowing the current value in today's market
Get your documents in order (tax records, pay stubs, finacial statements,etc.)
Understand what you can afford
Prepare a personal budget
Contact a mortgage advisor
Change jobs, become self employed or quit your job
Get a car loan or a new credit card etc.
Let current accounts fall befind
Originate any additional inquiries into your credit